Privacy Policy

1 Compliance with Laws and Regulations

In handling personal information, we comply with the Act on the Protection of Personal Information (Act No. 57 of May 30, 2003) and other applicable laws and regulations.

2 Proper Use of Personal Information

We clarify the purposes for which we use customers’ personal information by publishing them on our website or providing written notice. Except as otherwise provided by applicable laws and regulations, we use such personal information only to the extent necessary to achieve those purposes.

In specifying the purposes of use, we take measures such as limiting the purposes according to customer attributes in consideration of the nature of our business activities and limiting the purposes based on customers’ choices, and endeavor to make the purposes of use clearer and more understandable to customers.

3 Use of Designated Personal Credit Information Organizations

Personal information registered with the designated personal credit information organizations of which we are a member will not be used for any purpose other than assessing repayment capacity.

4 Security Management of Personal Information

We endeavor to prevent unauthorized access to, loss, destruction, alteration, and leakage of personal information we hold, and implement appropriate security management measures.

5 Provision of Personal Information to Third Parties

Except as permitted by law, we will not provide customers' personal information to third parties without the prior consent of the individual concerned.

6 Outsourcing of Personal Information Handling

When outsourcing the handling of personal information, we select contractors that we recognize as handling personal information appropriately based on our standards, enter into contracts and other arrangements to ensure proper handling, and provide necessary and appropriate supervision.

We also endeavor, to the extent possible, to make outsourced processing transparent by disclosing whether outsourcing is used and the nature of outsourced work.

7 Maintenance and Improvement of Personal Information Protection

To ensure proper handling of personal information, we provide education on personal information protection to all officers and employees and conduct periodic audits of handling status. We implement this policy and strive for continuous improvement.

8 Procedures for Requests for Disclosure, etc.

For requests regarding personal data held by us, including notification of purpose of use, disclosure of content, correction, addition, or deletion if the content is not accurate, suspension of use, erasure, suspension of third-party provision, and disclosure of records of third-party provision, we endeavor to respond appropriately and promptly.

9 Contact Point for Inquiries Regarding Personal Information

We maintain a contact point for customer inquiries regarding the handling of personal information and endeavor to respond appropriately and promptly. If a customer makes a request regarding personal data held by us, including suspension of direct mail from us, we will endeavor to respond to the request to the extent possible.